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Types of Insurance
A Homeowners insurance policy is a multi-peril policy, which means it combines property and casualty coverages in the same policy. Click here for a Consumer's Guide (PDF)
Mobile-homeowners insurance policies available in North Carolina may be used to provide coverage for your manufactured home, personal property and personal liability. Click here for a Consumer's Guide (PDF)
Private mortgage insurance (PMI) helps protect lenders against losses due to the default of a borrower and subsequent foreclosure on the home. Click here for a Consumer's Guide (PDF)
Renters Insurance may be used to provide coverage for your personal property located in rental property that you occupy. Click here for a Consumer's Guide (PDF)
Title Insurance is a contractual obligation that protects against losses resulting from various types of defects, as described in the policy, that may exist in the title of a specific parcel of real property. Click here for a Consumer's Guide (PDF)
For more information about insurance policies, visit North Carolina Department of Insurance.
North Carolina Insurance Information
The Department of Insurance provides valuable services to the people of North Carolina by regulating the insurance industry, licensing insurance professionals and others, educating consumers about different types of insurance, handling consumer complaints, and much, much more.
Visit the Department of Insurance's website at: www.ncdoi.com
Click here for a Consumer's Guide To Homeowners Insurace in North Carolina. (PDF)